Skip to Main Content

VA Home Loans

VA loans are backed by the U.S. Department of Veterans Affairs. This special program makes the dream of homeownership easier for eligible Veterans and service members.

Our loan professionals can help navigate your benefits and bring you home. With our heartfelt thanks for your service, let us now serve you.


  • Active-duty service members
  • Honorably Discharged Veterans
  • Some surviving family members
  • Minimum credit score 580
  • VA loan entitlement never expires


  • Competitive rates
  • No mortgage insurance required
  • No down payment required
  • Seller concessions up to 4%
  • Limited costs and fees


  • Interest Rate Reduction Refinance Loans (IRRRL)
  • Cash-out refinance
  • New or existing single-family homes
  • Condos must be VA approved
  • High-balance loans available (subject to county limits)

For Property Information:

Ella Dixon - Realtor
Office: 903.506.6979
Direct: 903.306.1454
Please click here to contact her by Email.

For Mortgage Information:

Thomas Townsend - Loan Officer
NMLS# 1951230
5321 Summerhill Rd.
Texarkana, TX 75503
Direct: 870.412.4808
Cell: 870.723.1208
Fax: 870.412.4823
Please click here to contact him by Email.
Please click here to visit his Website.