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Available Products and Parameters - Maximum loan amount varies based on geographical limit per county
Borrower Eligibility - No ownership in any other FHA-insured property

  • Maximum 96.5% LTV
  • Minimum 3.5% down.

Borrower Contribution - 3.5% (can be gift)
Mortgage Insurance

  • Up front premium
  • Annual/monthly MI

Occupancy - Owner-occupied
Seller Contribution - Maximum 6%
Reserves - 2 months or total scorecard
Subordinate Financing - permitted through a Regions-approved down payment assistance program (DPA).