Skip to Main Content

Regions Affordable 100

Available Products and Parameters - Maximum loan amount up to Conforming Loan Limits
Borrower Eligibility

  • Income can not exceed 80% of HUD median income, unless located in LMI Census Tracts
  • Homebuyer education course required (free/online available)
  • Must not own any other residential property at time of closing

Loan-to-Value - Maximum 100% LTV
Borrower Contribution - At least $500
Mortgage Insurance - None
Occupancy - Owner-occupied
Seller Contribution - Maximum 4%
Reserves - Not required (for DTIs up to 33/41)
Subordinate Financing - permitted through a Regions-approved down payment assistance program (DPA)